Rates effective as of 01/23/2012
| CHECKING RATES |
MINIMUM
BALANCE
|
INTEREST RATE
|
APY *
|
| NOW ACCOUNT *, ** |
$500.00
|
.05%
|
.05%
|
|
SUPER NOW ACCOUNT *, **
|
$2500.00
|
.05%
|
.05%
|
*APY = Annual Percentage Yield
|
INVESTMENT ACCOUNTS *, **
|
MINIMUM DEPOSIT TO OPEN
|
MINIMUM BALANCE TO OBTAIN APY |
INTEREST RATE |
APY * |
| TIER 1 |
$2500.00
|
$0.00 - $2499.99
|
.05%
|
.05%
|
| TIER 2 |
$2500.00
|
$2500.00 - $9999.99
|
.05%
|
.05% |
| TIER 3 |
$2500.00
|
$10000.00 - $24999.99
|
.05%
|
.05% |
| TIER 4 |
$2500.00
|
$25000.00 - $49999.99
|
.05%
|
.05% |
| TIER 5 |
$2500.00
|
$50000.00 - AND OVER
|
.08%
|
.08% |
*APY = Annual Percentage Yield
| Savings *, ** |
Minimum Balance
|
Interest Rate
|
APY*
|
| PASSBOOK SAVINGS |
No Minimum
|
.05%
|
.05%
|
*APY = Annual Percentage Yield
| Certificates *** |
Minimum BALANCE
|
Interest Rate
|
APY*
|
| 91 DAY |
$1000.00
|
.05%
|
.05%
|
| 182 DAY |
$1000.00
|
.08%
|
.08%
|
| 12 MONTH |
$500.00
|
.12%
|
.12%
|
| 24 MONTH |
$500.00
|
.25%
|
.25%
|
| 36 MONTH |
$500.00
|
.50%
|
.50%
|
| 48 MONTH |
$500.00
|
.70%
|
.70%
|
| 60 MONTH |
$500.00
|
.85%
|
.85%
|
*APY = Annual Percentage Yield
* Rate May Change After AccountI Is Opened.
** Fees Can Reduce Earnings On Account.
*** A Substantial Penalty Is Imposed for Early Withdrawal.
|
