Rates effective as of 08/18/2010
| CHECKING RATES |
MINIMUM
BALANCE
|
INTEREST RATE
|
APY *
|
| NOW ACCOUNT * ** |
$500.00
|
.10%
|
.10%
|
|
SUPER NOW ACCOUNT * **
|
$2500.00
|
.10%
|
.10%
|
*APY = Annual Percentage Yield
|
INVESTMENT ACCOUNTS * **
|
MINIMUM DEPOSIT TO OPEN
|
MINIMUM BALANCE TO OBTAIN APY |
INTEREST RATE |
APY * |
| TIER 1 |
$2500.00
|
$0.00 - $2499.99
|
.15%
|
.15%
|
| TIER 2 |
$2500.00
|
$2500.00 - $9999.99
|
.15%
|
.15% |
| TIER 3 |
$2500.00
|
$10000.00 - $24999.99
|
.20%
|
.20% |
| TIER 4 |
$2500.00
|
$25000.00 - $49999.99
|
.25%
|
.25% |
| TIER 5 |
$2500.00
|
$50000.00 - AND OVER
|
.30%
|
.30% |
*APY = Annual Percentage Yield
| Savings |
Minimum Balance
|
Interest Rate
|
APY*
|
| PASSBOOK SAVINGS * ** |
No Minimum
|
.15%
|
.15%
|
*APY = Annual Percentage Yield
| Certificates *** |
Minimum BALANCE
|
Interest Rate
|
APY*
|
| 91 DAY |
$1000.00
|
.35%
|
.35%
|
| 182 DAY |
$1000.00
|
.50%
|
.50%
|
| 12 MONTH |
$500.00
|
.90%
|
.90%
|
| 24 MONTH |
$500.00
|
1.20%
|
1.21%
|
| 36 MONTH |
$500.00
|
1.70%
|
1.71%
|
| 48 MONTH |
$500.00
|
1.90%
|
1.91%
|
| 60 MONTH |
$500.00
|
2.10%
|
2.12%
|
*APY = Annual Percentage Yield
* Rate May Change After AccountI Is Opened.
** Fees Can Reduce Earnings On Account.
*** A Substantial Penalty Is Imposed for Early Withdrawal.
|
