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Farmers State Bank of Crosby, N.D.
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Privacy Policy
Privacy Policy

Rev. 12/2010

FACTS WHAT DOES FARMERS STATE BANK OF CROSBY
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depends on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • Account transactions and Transaction history
  • Payment history and Credit history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons FARMERS STATE BANK OF CROSBY chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does FARMERS STATE BANK OF CROSBY share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes - information about your creditworthiness No We don't share
For our nonaffiliates to market to you No We don't share
Questions? Call 701-965-6333 or go to www.fsbcrosby.com

Who we are
Who is providing this notice? FARMERS STATE BANK OF CROSBY
What we do
How does FARMERS STATE BANK OF CROSBY protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does FARMERS STATE BANK OF CROSBY collect my personal information? We collect your personal information, for example, when you:
  • open an account or apply for a loan
  • make a wire transfer or use your credit or debit card
  • make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • FARMERS STATE BANK OF CROSBY does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • FARMERS STATE BANK OF CROSBY does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • FARMERS STATE BANK OF CROSBY doesn't jointly market
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