OTHER SERVICE CHARGES AND FEES:  Effective date of change 2-15-2013
*Fees are Subject to Change

Check Orders........................................ fee depends on the style and quantity of check ordered
Counter Checks...........................................................................................................$0.25 per check
Cashier's Checks........................................................................................................$5.00 per check
Money Orders (maximum amount $250.00)........................................................$  5.00 per check
Dormant Account Fee...............................................................................................$ 5.00 per month
This fee is charged each month on checking accounts and savings accounts.
A checking, interest-bearing checking, or passbook savings account is dormant if for 24 months you have made no deposits or withdrawls to the account and you have had no communications with us about your account(s).
Non-Sufficient Funds Charge - per item returned ................................................$30.00 per item
Overdraft Charge - per item paid..............................................................................$30.00 per item
The categories of transactions for which an overdraft charge may be imposed are those by any of the following means:  check, in-person withdrawal, or other electronic means.
Continuous Overdraft Charge..........................................................$30.00 every 5 business days
Stop Payment .........................................................................................................$30.00 per request
Account Research......................................................$25.00 per hour (minimum charge $20.00)
Account Balancing Assistance...............................$25.00 per hour (minimum charge $20.00)
Reprint of Monthly Bank Statement.....................................................................$10.00 per month
Photocopy of Check.......................................................................................................$1.00 per item
Microfilm Copies............................................................................................................$5.00 per page Photocopies....................................................................................................................$1.00 per copy
Online Banking.............................................................................................................................No Fee
Outgoing Wire Transfers - Domestic......................................................................................$30.00
                                                  Foreign..........................................................................................$65.00 
Incoming Wire Transfers -  Domestic (Customers).............................................................$  5.00
                                                   Domestic (Non-Customer).......................................................$10.00 
Collection Items - Domestic.......................................................................................................$30.00
                                  Foreign.....................................................................$30.00 plus processing fee 
Fax Service - Outgoing.................................................................................................$3.00 per page
                         Incoming.................................................................................................$1.00 per page
Notary Fee - Customer................................................................................................................No Fee
                       Non-Customer..........................................................................................................$5.00 
Garnishments and Levies..........................................................................................................$30.00